Old Fashioned

So if you really need to buy a car, he says, "Go back to the old days a little bit and save up some money and have a down payment."

It's been harder getting credit to buy a car, so this is the solution a car salesmen offered.

Is saving money and making down payments really old-fashioned?

Wow.

Financial Advisors?

Speaking of Bank of America buying Merrill Lynch:

The deal will create "a company unrivaled in its breadth of financial services and global reach," Bank of America said.

"By adding Merrill Lynch's more than 16,000 financial advisers, Bank of America would have the largest brokerage in the world, with more than 20,000 advisers and $2.5 trillion in client assets," the bank said.

(CNN.com)

Wait--tell me why I'd listen to a financial advisor from a company which lost $17 billion and 65% of their share price in the last year?